TER is an annually disclosed fund expense ratio. It does not automatically cover every cost an individual incurs when buying, selling or holding.
Tracking difference is the return difference between a fund and its benchmark over a period. Check the sign convention, index variant and matching periods.
Do not add charges and tracking difference without checking: fund expenses already affect fund performance. Our free comparison tool therefore calculates isolated cost examples from your inputs only.
Further primary source: www.esma.europa.eu ↗
Editorial date: 4 November 2026